How to Get a Fix & Flip Loan With 100% Financing and Challenged Credit
Bad credit doesn't have to kill your next real estate deal. Here's how fix and flip investors across all 50 states are getting funded without a credit check.
Read More →This Video, the FIRST 1:30 SECONDS are about Fix "N" Flip, Ground Up Construction, Cash Out Refi — SBA, Business Loans, Challenged Credit
The SECOND 1:30 SECONDS — Baby Otter Swim School Franchise: 30 Years of Experienced Instruction, ROI in Year One, ongoing support — and we can finance your franchise!
PALM BEACH GARDENS, FL · AVAILABLE 7 DAYS A WEEK
We have some of the best loans for Fix 'N' Flip, Ground Up, DSCR, Cash Out Refi, Business Loans, Lines of Credit & Factoring.
HELOC LOANS on Commercial/Investment and Single Family, Non Owner-Occupied Property — up to 85% LTV on both.
We Will Place You in the Best Loan Program for Your Business
We offer Loans in all 50 States, Canada, and some Caribbean Islands. Loan programs from $50,000 to $100 Million.
We work with Lenders who we Respect and Value for their Professionalism — for your Project, Business, Franchise, Line of Credit, Factoring and Equipment Loans. Remember, we work for You. Lenders change their programs to gain a competitive advantage — we keep up with those changes so you don't have to. We have Competitive Rates and Terms.
Property cash flows?
You qualify.
Qualify based on rental income. Credit is reviewed but flexible — not the primary factor.
Tap your equity.
Fund your next deal.
Up to 85% LTV on Commercial, Investment & Single Family Non Owner-Occupied. Credit reviewed — not a hard barrier.
Watch the Video For Info Fix'N Flip,
Ground Up, Business Loans,
Business HELOCs & Baby Otter Swim School Franchises
About This Video:
The FIRST 1:30 — Fix "N" Flip, Ground Up Construction, Cash Out Refi, SBA, Business Loans & Challenged Credit
The NEXT 1:30 — Baby Otter Swim School Franchise: 30 Years of Instruction, ROI in Year One & ongoing support — we can finance yours!
We Do Not Check Credit!!
To Get Your FREE Loan Analysis
A Senior Loan Analyst will review your information and get back to you
No Commitments • Free of Charge • Available 7 Days a Week!
👉 Click Here to Get Your Free Loan Analysis✅ No Credit Check • ✅ No Commitment • ✅ Free of Charge
To Get Your FREE Loan Analysis
A Senior Loan Analyst will review your information and get back to you
No Commitments • Free of Charge • Available 7 Days a Week!
Watch the Video For Info Fix'N Flip, Ground Up, Business Loans, Business HELOCs & Baby Otter Swim School Franchises

To Get Your FREE Loan Analysis
A Senior Loan Analyst will review your information and get back to you
No Commitments • Free of Charge • Available 7 Days a Week!
Please Pick the Box with the Loan that fits your Request
Fill in as much information as you can and Submit.
Are you credit challenged? Call us.
We have some of the best loans for Fix 'N' Flip, Ground Up, DSCR, Cash Out Refi, Business Loans, Lines of Credit & Factoring.
HELOC LOANS on Commercial/Investment and Single Family, Non Owner-Occupied Property — up to 85% LTV on both.
We Will Place You in the Best Loan Program for Your Business
Palm Beach Gardens, FL · Available 7 Days a Week
Click to Call — 561-800-6263Email — [email protected]We offer Loans in all 50 States, Canada, and some Caribbean Islands. Loan programs from $50,000 to $100 Million.
We work with Lenders who we Respect and Value for their Professionalism — for your Project, Business, Franchise, Line of Credit, Factoring and Equipment Loans. Remember, we work for You. Lenders change their programs to gain a competitive advantage — we keep up with those changes so you don't have to. We have Competitive Rates and Terms.
— Click on and Fill in the Yellow Box Below that says SUBMIT YOUR INFO for the type of loan you are requesting. This information is for our use only.
WE DO NOT CHECK CREDIT!
Property cash flows?
You qualify.
Qualify on rental income. Credit is reviewed but flexible.
Tap your equity.
Fund your next deal.
Up to 85% LTV — Commercial, Investment & SFR Non Owner-Occ. Credit reviewed — not a hard barrier.
To Get Your FREE Loan Analysis
A Senior Loan Analyst will review your information and get back to you
No Commitments • Free of Charge • Available 7 Days a Week!
Please Pick the Box with the Loan that fits your Request
Fill in as much information as you can and Submit.
Are you credit challenged? Call us.
Why Choose Genesis Commercial Loans
All 50 States + Canada
We serve borrowers nationwide and in Canada and select Caribbean Islands — wherever your deal is, we can help.
No Credit Check Required
Most of our programs do not require a personal credit check. We focus on the property and the deal.
Fast Closings Available
Fix N Flip and Bridge loans can close in as little as 7–14 business days. We move at the speed of your deal.
$50K – $500 Million
From small business loans to large commercial projects, we have programs for every deal size.
Our Loan Programs
100% of purchase price + 100% of rehab costs for qualified borrowers. Programs for first-time flippers and credit-challenged investors.
Up to 90% of total project cost including land, hard costs, and soft costs. Deferred interest until you sell or refinance.
Qualify based on property income — not your personal credit. Up to 85% LTV on HELOC and Cash Out Refi programs.
Franchises, equipment financing, lines of credit, factoring, and one of the better SBA loan programs in the US.
Our relationships with lenders come from many years of business financing, bringing us together with Lenders and an expanded network to serve all of our clients. We offer loans for Investment Property, Construction Loans, Fix-N-Flip, Ground Up Construction, and investment property acquisitions. We offer Business Loans including Franchises and most business types. We also have Lines of Credit and Factoring Programs.
Some examples of loans we offer: Large Multi-unit Complexes, Mobile Home Parks, Storage Facilities, Car Washes, Land, and many more.
We have one of the better SBA Loan Programs in the US. "What's the difference?" — Call us and we'll explain it to you. Loan programs from $50,000 to $500 Million.
As business people with experience — having lived and walked in the shoes of business owners — we can relate to the challenges borrowers face. We work to help solve those challenges.
We Will Get You Funded and on to Your Business Goals and Dreams!
How Our Yellow Application Boxes Work
We have two bright yellow boxes on this site — one for Business Loans and one for Commercial & Investment Property Loans. Click a yellow box and an information sheet will open. Fill in all the information you currently have available and click Send. This helps us have a productive conversation with you and explore which loan programs are most suitable for your needs.
This information is shared only between Genesis Commercial Loans and the Borrower. WE DO NOT RUN CREDIT CHECKS!
Ready to Get Funded?
Available 7 days a week — call, text, or email us today.

Been There, Done That
Genesis Commercial Loans was founded by business people who have lived the challenges of being a borrower. We started a retail sporting goods company — Olympia Sports — in South Portland, the first sporting goods store to open in an enclosed mall in the US. Two partners worked to grow the business to 50 stores in malls across New England by 1990. So we were pioneers (like some of you) and faced all the rejections and challenges business people face. We developed systems and trained thousands of employees! We can relate to our borrowers and may have even experienced a challenge they have — and may be able to offer a solution. We understand what it means to need capital and not know where to turn — especially when your credit isn't perfect.
Our team works with Respected Lenders who we Respect and Value to find the right program for your deal. We are available 7 days a week and we don't stop until you're funded.
We focus on the property value, the deal structure, and your ability to repay from the asset — not your FICO score. YES — we can help!
Do you want to own a property or business but have credit challenges? We have a lender who will loan up to 50% of the value of the business or the property. This is creative financing — your mission would be to find someone to take the second position. For example, if there was a $200,000 business or apartment house, we can loan the first $100,000, and if you can find someone to take the second position for the other $100,000 — we can make that work for you. Do not hesitate to call and discuss this program with us.
We Will Get You Funded and on to Your Business Goals and Dreams!
Whether you're a first-time investor, an experienced developer, or a business owner who has been turned down elsewhere — we have programs designed for you. Fix N Flip, Ground Up Construction, DSCR, HELOC, Cash Out Refi, Business Loans, Lines of Credit, and Factoring.
As business people with experience — having lived and walked in the shoes of business owners — we can relate to the challenges borrowers face. We work to help solve those challenges.
Genesis Commercial Loans — Your Advocate in Commercial Lending.
FROM THE BLOG
From the Blog
Bad credit doesn't have to kill your next real estate deal. Here's how fix and flip investors across all 50 states are getting funded without a credit check.
Read More →Building from scratch requires the right financing partner. Here's everything developers need to know about ground up construction loans — including how to get one without a credit check.
Read More →Get In Touch
Available 7 days a week. Call, text, or email a Senior Loan Officer today — no obligation, no credit check.
Franchise Spotlight
Keeping people safe in the water. Own a business. See the rewards of teaching someone how to swim — including children with learning disabilities. The results will amaze you! Baby Otter Swim School has 30 years of experienced swim instruction. Franchises are seeing a Return on Investment (ROI) in the First Year — and we give you ongoing support throughout the time you own your franchise. That means how to instruct, how to gain market share, and proven, successful marketing strategies.
We can finance your Baby Otter Swim School franchise. Call us to learn more about how we can get you funded and into your own Baby Otter Franchise. DON'T WAIT!! JUMP IN — TERRITORIES ARE FILLING UP FAST!
Interested? Contact Us for More Information
We are available 7 days a week. Call, text, or email a Senior Loan Officer today.